What's New for 2026

As the cost of health care continues to rise, so does the cost of providing quality health benefits. While WME Group continues to cover the vast majority of the cost for our health plans, there will be some changes to what you pay for coverage when you enroll in any medical plan besides the High Deductible Health Plan with HSA. Dental and vision contributions remain the same as they are today.

When you enroll, you can view the 2026 Health Plan Rates on the Benefits Dashboard in Workday.

We're removing the deductible for HDHP members when using telehealth, making care more accessible and cost-effective. That means you can access on-the-go, convenient care for non-urgent health needs (or advice on whether to see the doctor in person) from anywhere, regardless of whether you've met the deductible first.

If you enroll in the HDHP for the 2026 plan year, WME Group will contribute $500 (individual coverage) or $1,000 (if you cover dependents) to your HSA. The total amount that you and WME Group can contribute to your HSA in 2026 is $4,400 for individuals and $8,750 for families. If you’re age 55 or older in 2026, you may contribute an additional $1,000.

The IRS maximum limit for the Health Care and Limited Purpose FSA is $3,400 in 2026.

For the first time in many years, the Dependent Care FSA limit is increasing to $7,500 (or $3,750 if you’re married and filing taxes separately). As a reminder, you can use the Dependent Care FSA to cover the cost of qualified expenses related to child and elder care. Please note: Only employees who earned less than $160,000 in 2025 are eligible to contribute.

Disability coverage provides financial support and peace of mind in the event you face loss of income due to an illness or injury.

In 2026, you'll continue to have voluntary Short-term Disability (STD), employer-paid Long-term Disability (LTD), and Voluntary LTD available to you, as well as ongoing continuous coverage.

As part of the updates to the Disability options, all eligible employees may elect voluntary STD and/or voluntary supplemental LTD without providing proof of good health (otherwise known as submitting Evidence of Insurability, or EOI). This means that even if you waived coverage in the past, you may elect these benefits during this year's Open Enrollment.

For all disability coverage, the benefit amounts remain the same and the cost of coverage is less. The duration of STD and elimination period for both LTD options is changing so that we may better align these benefits to our industry peers. As a reminder, the "elimination period" is the period between when a disability occurs and when the plan begins to pay, similar to how a deductible works in a medical plan.

Here are the updates for 2026:

• Voluntary STD: The duration of this benefit will be 25 weeks after the elimination period, instead of 51 weeks.
• Company-paid Basic LTD and Voluntary Supplemental LTD: The elimination period will be the greater of 180 days or when STD coverage ends (whether Voluntary or state-mandated).

All employees except those who live in California are eligible to elect voluntary STD. Keep in mind that certain states offer STD.

For this year’s Open Enrollment, all eligible employees may elect up to the guaranteed issued amount available in the supplemental life insurance benefit for yourself and/or your spouse/domestic partner without providing proof of good health (otherwise known as submitting Evidence of Insurability, or EOI).

Even if you waived supplemental life insurance as a new hire or have elected less than the guaranteed issue amount in the past, you may update your elections this year.

The guaranteed issue amounts for supplemental life insurance are as follows:

• For you: The lesser of 5x your salary or $300,000
• For your spouse/domestic partner: Up to $30,000

EOI is not required for supplemental life insurance for your child(ren).

In 2026, you'll get even more coverage through the identity theft plan for the same contributions as today.

Enhancements include:

• Up 10 devices can be enrolled (or up to 10 per adult with the family plan)
• Alerts and education for scam protection, as well as call and text blocking
• Family protection features such as child credit check services
• Enhanced identity restoration support through the Allstate portal that includes one-on-one coaching and an on-demand chat with a specialist
• New data removal tool that allows participants to discover and remove data from broker sites
• Up to $100,000 coverage for cyberbullying
• Up to $50,000 coverage for things like scams and social engineering; cryptocurrency funds reimbursement and more

Take another look if you haven't enrolled in this yet!

While our dental plan options will remain the same as they are in 2025, keep in mind a change to the out-of-network reimbursement in the PPO Low Plan.

If you visit an out-of-network provider in any plan, you are responsible for any charges above the usual, customary and reasonable (UCR) limits. UCR Limits for the PPO Low Plan are lower on average than the UCR limits in the PPO Standard High Plan.

If you’re currently enrolled in the PPO Low Plan and use an out-of-network provider, you may consider taking another look at the PPO Standard High Plan or exploring the available in-network dental providers available to you through Delta Dental's robust network at https://www1.deltadentalins.com.

Our core health and insurance plans provide comprehensive coverage, choice, and flexibility designed around your needs.

Are you maximizing all our benefits to help your paycheck go further? Take another look at other ways to add value and lower your costs:

• Supplemental medical plans: Did you know that accident, critical illness, and hospital insurance pay a cash benefit for eligible claims? If you're into sports or planning to have a baby, consider electing one or more of these coverages at affordable group rates.
• Legal benefits: Buying a home, creating a will, or dealing with a traffic ticket may feel relatable. Get your legal needs covered through Legal Insurance, which you can elect during Open Enrollment.
• Identity theft protection: Who couldn't use a little more peace of mind that what matters is protected? Identity theft protection can help you take the guesswork out of monitoring your personal data.
• Pet insurance: Get coverage for your pet's injuries, illness, and treatment. You can elect pet insurance any time through your account with Nationwide.

Did you know that more than 70% of your colleagues are using Aetna One Advisor to understand confusing health care problems? Health care experts like Aetna One Advisor (if you’re enrolled in a medical plan) and ComPsych Guidance Resources (for all employees) can help you out with just one call – for free.

Affordable support – like therapy, telehealth, and on-the-go-access to your medical plan essentials – are available to you. Find all the ways you can save money (and time).

Needing medical care can feel overwhelming – and expensive at times. But when you know where to go for care, knowledge is power – and it's good for your wallet. Discover when to use telehealth vs. urgent care vs. your PCP with this at-a-glance table.

Opt for the generic kind and use the home delivery feature for maintenance meds, like those for heart disease, diabetes, or mental health conditions. You can also use pre-tax dollars to cover prescription drugs, if you have an FSA or HSA! Learn more about prescription drugs.

Save on going to the office by signing up for commuter benefits to pay for eligible commuting expenses like parking and transit tickets. Enrolling is easy and you can set aside pre-tax dollars to cover the costs. Learn more.

Save at least 4% to maximize WME Group's contribution to your account. This is free money for your future. Learn more about the plan here.

Get a free membership to Wellhub on the company’s dime. Find studios and on-demand classes near you, tailored to your fitness goals and needs. You can also choose additional membership options to take your wellbeing to a whole new level.