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Digital Benefits Guide

Open Enrollment

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Last updated date: 10/26/2026

Open Enrollment for your 2027 benefits is November 9 – 20, 2026. This is your annual opportunity to review your needs and select the benefits that provide the best coverage and value for you and your family.

Take Action

Review this page to find out what you need to know and what you need to do during Open Enrollment. You may only have one chance to secure the benefits that are best for you next year.

For 2027, you’ll continue to have the same benefit options you’ve come to rely on, with few changes. Review this page for information to support your decision-making opportunity during this year’s Open Enrollment.

Enroll in your 2027 benefits between November 9 and November 20, 2026. After Open Enrollment ends, you can’t change your benefit elections unless you experience a qualifying life event.

Your Enrollment Checklist

Use this checklist to make the most of your Open Enrollment opportunity:

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  • Learn about your benefit options by exploring this website, paying special attention to what’s new for next year. You can also learn more live by registering for an Open Enrollment webinar on Thursday, November 12 or Wednesday, November 18.

  • Use the decision support resources available to help you make informed benefit decisions.

  • Elect your Flexible Spending Account (FSA) enrollment and/or Health Savings Account (HSA) contribution amount — Health Care FSA and Dependent Care FSA contribution amounts will not automatically carry over to the next year.

  • Make sure your dependent and contact information is correct.

  • Review your beneficiary information and make updates as needed.

  • Complete your benefits enrollment by November 20.

  • Got a question? You can now submit help cases in Workday. To open a help case search “Create Case” in the search bar then choose the case type for Open Enrollment.

What's New for 2027

Like many employers across the country, WME Group continues to face rising healthcare costs. As these costs increase, our focus on supporting your overall well-being remains. WME Group will continue to cover a significant share of the overall cost of your benefits, while making limited changes for 2027 to help ensure our benefits program remains sustainable for the future.

For 2027 we will continue to offer the same core health plan options and coverage you have come to expect and rely on. Our core health plans will continue to support your overall well-being, while our additional programs can provide peace of mind.

Read on for important information about the few changes we’re introducing and take this once-a-year opportunity to maximize the value you get from our benefits and minimize your costs.

Here are the changes we’ll introduce in 2027.

Health Plan Contributions

As the cost of health care continues to rise, so does the cost of providing quality health benefits. While WME Group continues to cover the vast majority of the cost for our health plans, there will be some changes to what you pay for coverage.

When you enroll, you can view the 2027 Health Plan Rates on the Benefits Dashboard in Workday.

Updates to the Choice POS II 80/60 Plan

For 2027, there will be some small plan design updates to the Choice POS II 80/60 Plan as outlined below:

Design Changes

Current

2027

Out-of-Network Deductible Ded: $1,000 / $3,000 Ded: $1,500 / $4,500
In-Network OOP Max IN: $4,000 / $7,000 IN: $4,000 / $8,000
Out-of-Network OOP Max OON: $6,500 / $12,000 OON: $7,500 / $15,000

Increased Health Savings Account (HSA) Contribution Limits

If you enroll in the HDHP for the 2027 plan year, WME Group will contribute $500 (individual coverage) or $1,000 (if you cover dependents) to your HSA. The total amount that you and WME Group can contribute to your HSA in 2027 is $4,500 for individuals and $9,000 for families. If you’re age 55 or older in 2026, you may contribute an additional $1,000.

Increased Flexible Spending Account (FSA) Limits

The IRS maximum limit for the Health Care and Limited Purpose FSA is projected to be $3,500 in 2027.

You may continue to contribute up to $7,500 to the Dependent Care FSA.

Enhanced Legal Plan for the Same Low Cost

For 2027, when you enroll in the legal plan, you’ll gain access to a new and enhanced feature, all at the same low cost. The legal plan will now include a secure digital vault feature, where you can organize, protect, and share important information like insurance policies, legal records, financial records and more. The secure digital vault is encrypted and you can invite trusted individuals to access it.

Your expanded selection of benefit options includes:

Benefit Reminders and Changes for 2027
Medical plans
  • High Deductible Health Plan with HSA (HDHP)
  • Open Access Network Only 80/0 Plan
  • Choice POS II 80/60 Plan
  • Choice POS II 90/80 Plan

Plan designs are remaining mostly the same as 2026. Review the Choice POS II 80/60 Plan for some out of pocket maximum and out of network services increases.

Make sure you review the HDHP plan coverage. For most services, you will need to meet your deductible before you receive plan coverage. More on this in the Choose Well section below.

Supplemental medical plans
  • Accident Insurance
  • Critical Illness Insurance
  • Hospital Indemnity Insurance

You may choose any combination of the following: critical illness, accident, and hospital indemnity insurance.

Dental and Vision plans

Choose from the PPO Low or PPO Standard High dental plans.

We offer one vision plan option.

Flexible Spending Accounts (FSAs) Our Health Care, Limited Purpose, and Dependent Care FSAs will work the same as they do today.
Health Savings Account (HSA) If you enroll in the HDHP, you’ll be able to contribute to an HSA – and your company will too.
Life and AD&D insurance

You have supplemental options for you and your dependents to choose from.

Disability insurance

You can elect supplemental STD and/or supplemental LTD.

Identity theft protection You may elect comprehensive financial and identity monitoring protection.
Legal plan Legal insurance covers a wide range of legal needs at group rates

How to Enroll

You can enroll online at your convenience during Open Enrollment through Workday, where you’ll find complete details about your benefit options and resources to help you select the right coverage and value for you and your family.

Enrolling is easy!

There are two ways to enroll through Workday — on your computer or via the Workday mobile app.

On your computer:

  1. Log on to your Workday account.
  2. Click on the Benefits Open Enrollment link under Announcements to begin the enrollment process.

On the Workday mobile app:

  1. Download the mobile app for iPhone or Android. See the Mobile App Guide for detailed instructions.
  2. Log on to your Workday account via the mobile app.
  3. Click on the Benefits Open Enrollment link under Announcements to begin the enrollment process.

Do I need to enroll?

If you don’t enroll, your current benefit elections will continue next year, with the exception of saving and spending accounts (FSAs and DCFSAs). You must take action if you want to contribute to these accounts in 2027.

Don't miss out!

After Open Enrollment ends, you can’t change your benefit elections unless you experience a qualifying life event.

How to Choose Well

Choosing the right benefit plans is important. While so little about our benefits for 2027 is changing, you might find your needs have changed.

To help you decide which medical plan is best for you, you can use our Health Plan Cost Estimator. You can model different health care services and needs based on your recent experience and receive an independent recommendation for which medical plan may suit you best.

Curious about the HDHP? Take Another Look at How It Works

Did you know that HDHP gives you access to a tax-advantaged Health Savings Account (HSA)? In exchange for paying for the cost of diagnostic care – like doctor’s visits and prescription drugs – until you meet the plan’s deductible, you can open and contribute to an HSA that allows you to contribute money tax-free, spend money on qualified expenses tax-free, and earn investment gains on your account balance tax-free. Plus, WME Group contributes to your account, just for opening it.

Like all of our plans, preventive care is covered at 100% when you use an in-network provider, regardless of whether you’ve met your deductible or not. You can also use telehealth for on-the-go care for minor illness and injury.

Get a glimpse of how the HDHP works by reviewing the tiles below to see if it’s a good fit for your needs in 2027. As a reminder, this plan has the lowest contributions of all four plans.

For diagnostic care – like going to the doctor or filling a prescription – you pay the full cost of care until you meet the deductible based on your coverage level. Review the plan details. Keep in mind that you can use WME Group’s contribution to your HSA to cover these costs.

Deductible

After meeting the plan deductible, the plan shares the cost of diagnostic care with you through coinsurance. You’ll pay less when you see an in-network provider.

Coinsurance

The plan has an out-of-pocket maximum, which is the most you’ll pay for care within a year. This limit protects you from financial hardship. Once you reach it, the plan pays 100% of all covered medical services.

Out-of-pocket Maximum

You and WME Group can contribute to your HSA. Any balance you have rolls over to the next year – and you can take it with you if you ever leave the company or retire. You may invest your balance in mutual funds once it exceeds a threshold.

Health Savings Account (HSA)

Get More for Less

If you’re not maximizing your benefits to save money, you’re missing out. Use these helpful tips and tricks to get started right now and make your paycheck go further into 2027.

Low Cost Extra Protection

Did you know that accident, critical illness, and hospital insurance pay a cash benefit for eligible claims? If you’re into sports or planning to have a baby, consider electing one or more of these coverages at affordable group rates. Find out more!

Furry Family Members?

Get coverage for your pet’s injuries, illness, and treatment. You can elect pet insurance any time through your account with Nationwide.

Legal Help Without the Price Tag

Eight-five percent of individuals experienced a legal event in the past three years. You might think legal events are rare, but they're far more common than you think. Everything from buying a home, creating a will, or dealing with a traffic ticket - get your legal needs covered through Legal Insurance, which you can elect during Open Enrollment.

Free Health Experts in Your Pocket

Free support – like therapy, telehealth, and on-the-go-access to your medical plan essentials – are available to you. Find all the ways you can save money (and time).

Spend Less on Prescription Drugs

Opt for the generic kind and use the home delivery feature for maintenance meds, like those for heart disease, diabetes, or mental health conditions. You can also use pre-tax dollars to cover prescription drugs, if you have an FSA or HSA! Learn more about prescription drugs.

Make Your Commute Tax-Advantaged

Save on going to the office by signing up for commuter benefits to pay for eligible commuting expenses like parking and transit tickets. Enrolling is easy and you can set aside pre-tax dollars to cover the costs. Learn more.

Take Advantage of Free Money in Your 401(k)

Save at least 4% to maximize WME Group's contribution to your account. This is free money for your future. Learn more about the plan here.

Free Fitness Classes? Sign Me Up

Get a free membership to Wellhub on the company’s dime. Find studios and on-demand classes near you, tailored to your fitness goals and needs. You can also choose additional membership options to take your wellbeing to a whole new level.