Take Action
Review this page to find out what you need to know and what you need to do during Open Enrollment. You may only have one chance to secure the benefits that are best for you next year.
For 2026, you’ll continue to have the same benefit options you’ve come to rely on, with few changes. If you’d like to get additional income protection, you’ll have a unique opportunity to do so. Review this page for information to support your decision-making opportunity during this year’s Open Enrollment.
Enroll in your 2026 benefits between November 10 and November 21, 2025. After Open Enrollment ends, you can’t change your benefit elections unless you experience a qualifying life event.
La inscripción abierta
Revisa esta información en español. Haz clic aquí.
Your Enrollment Checklist
Use this checklist to make the most of your Open Enrollment opportunity:
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Learn about your benefit options by exploring this website, paying special attention to what’s new for next year.
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Use the decision support resources available to help you make informed benefit decisions.
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Elect your Flexible Spending Account (FSA) enrollment and/or Health Savings Account (HSA) contribution amount — Health Care FSA and Dependent Care FSA contribution amounts will not automatically carry over to the next year.
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Make sure your dependent and contact information is correct.
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Review your beneficiary information and make updates as needed.
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Complete your benefits enrollment by November 21. Learn how to enroll.
Timely events near you
Need a flu shot? Attend a clinic on November 5.
Want to learn more about your 2026 benefits? Sign up for a time that works for you.
Find these events and sign up links on the Events Calendar page.
What's New for 2026
We conduct an annual review of our benefits to ensure they remain competitive and comprehensive within the market. For 2026, we will continue to offer the same core health plan options and coverage you have come to expect and rely on.
Our core health plans will continue to support your overall well-being, while our additional programs can provide peace of mind. Read on for important information about the few changes we’re introducing and take this once-a-year opportunity to maximize the value you get from our benefits and minimize your costs.
Here are the changes we’ll introduce in 2026.
Health Plan Contributions
As the cost of health care continues to rise, so does the cost of providing quality health benefits. While WME Group continues to cover the vast majority of the cost for our health plans, there will be some changes to what you pay for coverage when you enroll in any medical plan besides the High Deductible Health Plan with HSA. Dental and vision contributions remain the same as they are today.
Considering your medical plan options? Use the Health Plan Cost Estimator to find the best value for you. Learn more in the How to Choose Well section below.
When you enroll, you can view the 2026 Health Plan Rates on the Benefits Dashboard in Workday.
No Deductible for Telehealth Services in the HDHP
We're removing the deductible for HDHP members when using telehealth, making care more accessible and cost-effective. That means you can access on-the-go, convenient care for non-urgent health needs (or advice on whether to see the doctor in person) from anywhere, regardless of whether you've met the deductible first.
Want to know more about how the HDHP works? Explore the How to Choose Well section below!
Increased Health Savings Account (HSA) contribution limits
If you enroll in the HDHP for the 2026 plan year, WME Group will contribute $500 (individual coverage) or $1,000 (if you cover dependents) to your HSA. The total amount that you and WME Group can contribute to your HSA in 2026 is $4,400 for individuals and $8,750 for families. If you’re age 55 or older in 2026, you may contribute an additional $1,000.
Increased Flexible Spending Account (FSA) limits
The IRS maximum limit for the Health Care and Limited Purpose FSA is $3,400 in 2026.
For the first time in many years, the Dependent Care FSA limit is increasing to $7,500 (or $3,750 if you’re married and filing taxes separately). As a reminder, you can use the Dependent Care FSA to cover the cost of qualified expenses related to child and elder care. Please note: Only employees who earned less than $160,000 in 2025 are eligible to contribute.
Changes to Voluntary and Company-paid Disability
Disability coverage provides financial support and peace of mind in the event you face loss of income due to an illness or injury.
In 2026, you'll continue to have voluntary Short-term Disability (STD), employer-paid Long-term Disability (LTD), and Voluntary LTD available to you, as well as ongoing continuous coverage.
As part of the updates to the Disability options, all eligible employees may elect voluntary STD and/or voluntary supplemental LTD without providing proof of good health (otherwise known as submitting Evidence of Insurability, or EOI). This means that even if you waived coverage in the past, you may elect these benefits during this year's Open Enrollment.
For all disability coverage, the benefit amounts remain the same and the cost of coverage is less. The duration of STD and elimination period for both LTD options is changing so that we may better align these benefits to our industry peers. As a reminder, the "elimination period" is the period between when a disability occurs and when the plan begins to pay, similar to how a deductible works in a medical plan.
Here are the updates for 2026:
- Voluntary STD: The duration of this benefit will be 25 weeks after the elimination period, instead of 51 weeks.
- Company-paid Basic LTD and Voluntary Supplemental LTD: The elimination period will be the greater of 180 days or when STD coverage ends (whether Voluntary or state-mandated).
All employees except those who live in California are eligible to elect voluntary STD. Keep in mind that certain states offer STD.
Opportunity to Elect More Supplemental Life Insurance
For this year’s Open Enrollment, all eligible employees may elect up to the guaranteed issued amount available in the supplemental life insurance benefit for yourself and/or your spouse/domestic partner without providing proof of good health (otherwise known as submitting Evidence of Insurability, or EOI).
Even if you waived supplemental life insurance as a new hire or have elected less than the guaranteed issue amount in the past, you may update your elections this year.
The guaranteed issue amounts for supplemental life insurance are as follows:
- For you: The lesser of 5x your salary or $300,000
- For your spouse/domestic partner: Up to $30,000
EOI is not required for supplemental life insurance for your child(ren).
Even More Value from Identity Theft Coverage
In 2026, you'll get even more coverage through the identity theft plan for the same contributions as today.
Enhancements include:
- Up 10 devices can be enrolled (or up to 10 per adult with the family plan)
- Alerts and education for scam protection, as well as call and text blocking
- Family protection features such as child credit check services
- Enhanced identity restoration support through the Allstate portal that includes one-on-one coaching and an on-demand chat with a specialist
- New data removal tool that allows participants to discover and remove data from broker sites
- Up to $100,000 coverage for cyberbullying
- Up to $50,000 coverage for things like scams and social engineering; cryptocurrency funds reimbursement and more
Take another look if you haven't enrolled in this yet!
Reminder: Out-of-network Reimbursement in the Dental Plans
While our dental plan options will remain the same as they are in 2025, keep in mind a change to the out-of-network reimbursement in the PPO Low Plan.
If you visit an out-of-network provider in any plan, you are responsible for any charges above the usual, customary and reasonable (UCR) limits. UCR Limits for the PPO Low Plan are lower on average than the UCR limits in the PPO Standard High Plan.
If you’re currently enrolled in the PPO Low Plan and use an out-of-network provider, you may consider taking another look at the PPO Standard High Plan or exploring the available in-network dental providers available to you through Delta Dental's robust network at https://www1.deltadentalins.com.
Your expanded selection of benefit options includes:
| Benefit | What’s changing in 2026 |
|---|---|
Medical
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Plan designs are remaining the same as 2025. Make sure you review the HDHP plan coverage. For most services, you will need to meet your deductible before you receive plan coverage. More on this in the Choose Well section below. |
Supplemental medical plans
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You may choose any combination of the following: critical illness, accident, and hospital indemnity insurance. |
| Dental and Vision Plans | Choose from the PPO Low or PPO Standard High dental plans. We offer one vision plan option. |
| Flexible Spending Accounts (FSAs) | Our Health Care, Limited Purpose, and Dependent Care FSAs will work the same as they do today. |
| Health Savings Account (HSA) | If you enroll in the HDHP, you’ll be able to contribute to an HSA – and your company will, too. |
| Life and AD&D insurance | You have supplemental options for you and your dependents to choose from. For this year’s Open Enrollment, you may elect up to the guaranteed issue amount without submitting EOI. |
| Disability insurance | You can elect supplemental STD, if available to you, and/or supplemental LTD. For this year’s Open Enrollment, you may elect up to the guaranteed issue amount without submitting EOI. |
| Identity theft protection | You may elect comprehensive financial and identity monitoring protection. |
| Legal plan | Legal insurance covers a wide range of legal needs at group rates |
Benefits to Help Your Paycheck Go Further
Our core health and insurance plans provide comprehensive coverage, choice, and flexibility designed around your needs.
Are you maximizing all our benefits to help your paycheck go further? Take another look at other ways to add value and lower your costs:
- Supplemental medical plans: Did you know that accident, critical illness, and hospital insurance pay a cash benefit for eligible claims? If you're into sports or planning to have a baby, consider electing one or more of these coverages at affordable group rates.
- Legal benefits: Buying a home, creating a will, or dealing with a traffic ticket may feel relatable. Get your legal needs covered through Legal Insurance, which you can elect during Open Enrollment.
- Identity theft protection: Who couldn't use a little more peace of mind that what matters is protected? Identity theft protection can help you take the guesswork out of monitoring your personal data.
- Pet insurance: Get coverage for your pet's injuries, illness, and treatment. You can elect pet insurance any time through your account with Nationwide.
How to Enroll
You can enroll online at your convenience during Open Enrollment through Workday, where you’ll find complete details about your benefit options and resources to help you select the right coverage and value for you and your family.
Enrolling is easy!
There are two ways to enroll through Workday — on your computer or via the Workday mobile app.
On your computer:
- Log on to your Workday account.
- Click on the Benefits Open Enrollment link under Announcements to begin the enrollment process.
On the Workday mobile app:
- Download the mobile app for iPhone or Android. See the Mobile App Guide for detailed instructions.
- Log on to your Workday account via the mobile app.
- Click on the Benefits Open Enrollment link under Announcements to begin the enrollment process.
Do I need to enroll?
If you don’t enroll, your current benefit elections will continue next year, with the exception of spending accounts (FSAs and DCFSAs). You must take action if you want to contribute to these accounts in 2026.
Don't miss out!
After Open Enrollment ends, you can’t change your benefit elections unless you experience a qualifying life event.
How to Choose Well
Choosing the right benefit plans is important. While so little about our benefits for2026 is changing, you might find your needs have changed.
To help you decide which medical plan is best for you, you can use our Health Plan Cost Estimator tool, which will be available by October 27. You can model different health care services and needs based on your recent experience and receive an independent recommendation for which medical plan may suit you best.
Curious about the HDHP? Take Another Look at How It Works
Did you know that HDHP gives you access to a tax-advantaged Health Savings Account (HSA)? In exchange for paying for the cost of diagnostic care – like doctor’s visits and prescription drugs – until you meet the plan’s deductible, you can open and contribute to an HSA that allows you to contribute money tax-free, spend money on qualified expenses tax-free, and earn investment gains on your account balance tax-free. Plus, WME Group contributes to your account, just for opening it.
Like all of our plans, preventive care is covered at 100% when you use an in-network provider, regardless of whether you’ve met your deductible or not. In 2026, you can also use telehealth for on-the-go care for minor illness and injury.
Get a glimpse of how the HDHP works by reviewing the tiles below to see if it’s a good fit for your needs in 2026. As a reminder, this plan has the lowest contributions of all four plans.
Smart Ways to Use Your Benefits
If you’re not maximizing your benefits to save money, you’re missing out. Use these tips to get started right now and make your paycheck go further into 2026.
Understand Health Care with a Little Free Help
Did you know that more than 70% of your colleagues are using Aetna One Advisor to understand confusing health care problems? Health care experts like Aetna One Advisor (if you’re enrolled in a medical plan) and ComPsych Guidance Resources (for all employees) can help you out with just one call – for free.
More Affordable Experts in the Palm of Your Hand
Affordable support – like therapy, telehealth, and on-the-go-access to your medical plan essentials – are available to you. Find all the ways you can save money (and time).
Spend Less on Health Care
Needing medical care can feel overwhelming – and expensive at times. But when you know where to go for care, knowledge is power – and it's good for your wallet. Discover when to use telehealth vs. urgent care vs. your PCP with this at-a-glance table.
Optimize Your Prescription Drug Benefit
Opt for the generic kind and use the home delivery feature for maintenance meds, like those for heart disease, diabetes, or mental health conditions. You can also use pre-tax dollars to cover prescription drugs, if you have an FSA or HSA! Learn more about prescription drugs.
Make Your Commute Tax-Advantaged
Save on going to the office by signing up for commuter benefits to pay for eligible commuting expenses like parking and transit tickets. Enrolling is easy and you can set aside pre-tax dollars to cover the costs. Learn more.
Take Advantage of Free Money in Your 401(k)
Save at least 4% to maximize WME Group's contribution to your account. This is free money for your future. Learn more about the plan here.
Free Fitness Classes? Sign Me Up
Get a free membership to Wellhub on the company’s dime. Find studios and on-demand classes near you, tailored to your fitness goals and needs. You can also choose additional membership options to take your wellbeing to a whole new level.